What coins do banks accept?
All Russian banks accept all coinsRussian mints, with the exception of those that left the circulation. On December 26, 2006, the Bank of Russia issued a decree, which states which coins the banks accept. These include all coins with no signs of forgery, which are in circulation, including damaged ones, but on condition that they clearly show the nominal value. Currently in circulation on the territory of Russia there are coins with the nominal value of 1, 5, 10 and 50 kopecks; 1, 2.5, 10 rubles, as well as a 25-ruble coin depicting the symbols of the Winter Olympic Games in Sochi. The St. Petersburg Mint (its letters - SPB, SPM, SP, SM) and the Moscow Mint (letter-M) are engaged in the production of coins for monetary circulation in the Russian Federation. Coins that are out of circulation for exchange are not accepted.
It is worth remembering that the turnover does not includeinvestment coins and monetary units of foreign countries. Investment coins are coins made of precious metals, which are usually produced by thematic series in a plastic case and gift case. The value of investment coins is growing, depending on the course of precious metals, of which they are made. Therefore, investment coins banks still accept. Another thing is the euro cents. Most banks accept foreign currency in banknotes, but not in coins. You can exchange them in the terminals of some banks, but the profit from such an exchange is so insignificant that most prefer to keep coins as a souvenir.
What coins are now appreciated
In addition to official treatment, there is a special"Market", in which coins acquire a completely different value. We are talking about rare coins that were mistakenly printed without a mint sign, with a wide edging, or simply published in too small a number and therefore very much appreciated among collectors-numismatists.
In coin collectors, the value of a coin is determined by several parameters:
- The size of the circulation
- Year of issue
- Subjective willingness of a collector to get this coin in his collection
By the way, modern numismatists do not huntonly for old rubles, kopecks and similar monetary units of other countries, but also for quite modern coins. For example, 50 kopecks in 2001 of the Moscow Mint with the letter "M" under the image of St. George the Victorious is estimated at 100 thousand rubles. A coin worth 1 ruble 2001 from the Moscow Mint, which practically did not get into circulation, is estimated at 25,000 rubles. A coin of 5 rubles in value of 1999 issued from the St. Petersburg Mint can be sold for 250 thousand rubles. The thing is that some coins fall into circulation almost by accident - some fall into a circulation of one or several thousand copies, others - and even single specimens.
What coins do banks buy
To understand which coins are expensive and which are not,you need to visit a specialized site. Petersburg branch of the Savings Bank bought up a coin "Leopard" worth 100 rubles for 27800 rubles. The coin "Leopard" worth 50 rubles was bought by Sberbank and Genbank for 14,300 rubles. At the end of 2011, SKB-Bank announced the purchase of 1, 2 and 5 ruble coins of the St. Petersburg Mint dedicated to the 300th anniversary of the northern capital. What year does the bank take the bank and what are the distinctive features they already have a separate issue. In November 2012, the St. Petersburg branch of Sberbank bought a coin "Leopard" worth 100 rubles for 27800 rubles. The coin "Leopard" worth 50 rubles was bought by Sberbank and Genbank for 14,300 rubles. At the end of 2011, SKB-Bank announced the purchase of 1, 2 and 5 ruble coins of the St. Petersburg Mint dedicated to the 300th anniversary of the northern capital. On the resale of each coin, the bank can earn several thousand rubles, the profit does not cover the costs, however for the bank the value is not in itself speculation, but the associated advertising move.
What coins are worth investing in
Each of you probably has a handful of coins inpurse. Sometimes you just want to get rid of the little things. But who knows what value these coins will have in a few years? What coins to keep in mind and what year are coins valued? Of modern coins, those that were issued in 2001 and 2003 are most valued. Unfortunately, now no one knows whether many of these coins have actually been released into circulation. Perhaps they are simply stored somewhere up to a certain day and soon lose their value, but now these coins are of great value. At a great price there are coins of the times of the USSR, but among them only those that are in excellent condition are valued. Of Soviet coins, those that were issued in 1947 and 1958 by a trial run are valued. Now it is for certain that no one will issue such coins to the numismatics market.